Are you an expectant mother? Are you facing the difficult decision of breaking open your piggy bank to pay for private care or going to a government hospital? If so, don’t stress. You have come to the right place!
Pregnant women in South Africa who do not have medical cover, really have only two options at their disposal: either they go to a state facility or opt for private care. But with private care, the cost is not fixed and there could be many hidden cost and would not include complication or an emergency Caesarean.
Hence, The Birthing Team was created. For a set cost, expectant mothers gain access to a team of experts including GP’s, mid-wives and obstetricians who provide holistic care during pregnancy and delivery. Dr Brian Ruff, CEO of healthcare management company PPO Serve, who created The Birthing Team believes that a team approach to pregnancy significantly drives the costs down of medical care.
“The high costs in the private sector are partly driven by high Caesarean rates which are often due to poorly managed patients as well as the fact that obstetricians are working on their own and have to schedule elective births as they cannot be available all the time,” says Ruff.
The company analysed the costs of pregnancy on low-cost medical schemes between 2014 and 2015 and found that the average cost for a mother’s medical bills was R70 000. It was found that this high cost was driven by the 65% Caesarean rate and complications developed by the mother such as diabetes, hypertension or depression.
The Birthing Team package, in comparison costs R19 500, including a R1 500 initial assessment fee (including physical examinations, blood tests, scans and the development of a personalized care plan), a minimum of eight antenatal visits, blood tests, basic medicines, short antenatal admission if required, the birth and six-weeks post delivery care. The fee also covers an emergency Caesarean if required.
A higher premium of up to R 27 500 covers additional medical supervision if a woman has health risks such as HIV, diabetes or hypertension.
The full article can be found here